{"id":28677214,"date":"2026-05-22T14:41:37","date_gmt":"2026-05-22T18:41:37","guid":{"rendered":"https:\/\/findcoverage.net\/seguro-medico-privado-en-georgia-hecho-a-tu-medida\/"},"modified":"2026-09-16T12:52:18","modified_gmt":"2026-09-16T16:52:18","slug":"seguro-medico-privado-en-georgia-hecho-a-tu-medida","status":"publish","type":"page","link":"https:\/\/findcoverage.net\/es\/seguro-medico-privado-en-georgia-hecho-a-tu-medida\/","title":{"rendered":"Seguro m\u00e9dico privado en Georgia \u2014 hecho a tu medida"},"content":{"rendered":"\n<style>.fl-page { --fl-dark:#0f172a; --fl-blue:#0ea5e9; --fl-light:#f1f5f9; --fl-card:#ffffff; --fl-text-soft:#64748b; --fl-text-main:#1e293b; --fl-border:#e2e8f0; }\n.fl-section { padding: 80px 24px; }\n.fl-section-narrow { padding: 56px 24px; }\n.fl-section-light { background: var(--fl-light); }\n.fl-section-white { background: #ffffff; }\n.fl-section-dark { background: var(--fl-dark); color: #ffffff; }\n.fl-section-dark h2, .fl-section-dark h3 { color: #ffffff; 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border: 1px solid var(--fl-border); border-radius: 14px !important; margin-bottom: 12px !important; overflow: hidden; }\n@media (max-width: 768px) {\n.fl-section { padding: 56px 20px; }\n.fl-hero { padding-top: 120px !important; padding-bottom: 56px !important; }\n.fl-hero .wp-block-columns { gap: 32px; min-height: auto; }\n.fl-hero .wp-block-column:not(.fl-hero-image) { flex: 1 1 100% !important; max-width: 100%; }\n.fl-hero-image { position: static !important; width: 100% !important; height: 240px !important; margin-top: 16px !important; border-radius: 16px !important; }\n.fl-hero-image img { -webkit-mask-image: none !important; mask-image: none !important; border-radius: 16px !important; }\n.fl-specialist .wp-block-columns { gap: 32px; }\n}\n<\/style>\n\n<div class=\"wp-block-group fl-page fl-hero fl-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:55%\">\n<p class=\"fl-pill-tag wp-block-paragraph\">\ud83d\udccd Residentes de Georgia<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Seguro m\u00e9dico fuera del exchange que te permite mantener a tus m\u00e9dicos de Georgia<\/h1>\n\n\n\n<p class=\"fl-lead wp-block-paragraph\">Quienes buscan seguro m\u00e9dico privado en Georgia se enfrentan a un reto \u00fanico: en el marketplace de Georgia, casi todos los planes son ya HMO o EPO \u2014 solo una aseguradora sigue vendiendo PPO. Si quieres un PPO de verdad (red amplia, especialistas sin derivaci\u00f3n, cobertura que te acompa\u00f1a cuando viajas), tienes que buscar fuera del exchange. Eso es la mayor parte de lo que hago para los georgianos: due\u00f1os de peque\u00f1as empresas, consultores, creativos y familias en el \u00e1rea metropolitana de Atlanta y en todo el estado.  <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-63375db1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"#quote-form\">Consigue mi presupuesto de <strong>Georgia<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+19545015554\">\ud83d\udcde Llama al (954) 501-5554<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column fl-hero-image is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:45%\">\n<figure class=\"wp-block-image size-full is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"378\" src=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2025\/10\/istockphoto-1477970026-612x612-1.jpg\" alt=\"Seguro m&#xE9;dico privado PPO para familias en Georgia \" class=\"wp-image-755\" title=\"\" srcset=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2025\/10\/istockphoto-1477970026-612x612-1.jpg 612w, https:\/\/findcoverage.net\/wp-content\/uploads\/2025\/10\/istockphoto-1477970026-612x612-1-300x185.jpg 300w\" sizes=\"auto, (max-width: 612px) 100vw, 612px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-trust-bar\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u2605\u2605\u2605\u2605\u2605<\/strong> \u00b7 CON LICENCIA EN Georgia (Licencia n.\u00ba 3847793) \u00b7 NPN 21702538 \u00b7 PPO PRIVADO FUERA DEL EXCHANGE<\/p>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-specialist fl-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column fl-specialist-img is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/05\/DFC07295-C156-4C57-885F-89F66339D08E-683x1024.png\" alt=\"\" class=\"wp-image-6850862\" title=\"\" srcset=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/05\/DFC07295-C156-4C57-885F-89F66339D08E-683x1024.png 683w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/05\/DFC07295-C156-4C57-885F-89F66339D08E-200x300.png 200w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/05\/DFC07295-C156-4C57-885F-89F66339D08E-768x1152.png 768w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/05\/DFC07295-C156-4C57-885F-89F66339D08E.png 1024w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading fl-h2\">Conoce a tu especialista en seguros de Georgia<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hola, soy Thyrza, agente de seguros m\u00e9dicos con licencia en Georgia y fundadora de Find Coverage. La mayor\u00eda de mis clientes en Georgia est\u00e1n en el \u00e1rea metropolitana de Atlanta: due\u00f1os de peque\u00f1as empresas y consultores en Buckhead, Midtown y Sandy Springs; profesionales creativos y de la industria del cine en toda el \u00e1rea; gente de tecnolog\u00eda y startups a lo largo del corredor de la I-85; y familias en Marietta, Alpharetta, Roswell, Decatur, Lawrenceville y los condados de alrededor. Pero trabajo con georgianos en todo el estado, incluidos Savannah, Augusta, Columbus, Macon y Athens. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cu\u00e9ntame tu situaci\u00f3n, incluyendo c\u00f3mo era tu antiguo plan del empleador si est\u00e1s en transici\u00f3n, y te responder\u00e9 en 24 horas con opciones de PPO privado que de verdad encajen. Sin compartir leads. <\/p>\n\n\n\n<div class=\"wp-block-group fl-checks\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Un presupuesto personalizado basado en tu vida real<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Licencia de Georgia n.\u00ba 3847793 \u00b7 NPN 21702538<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"#quote-form\">Mira para qu\u00e9 cumples los requisitos<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-light\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center fl-h2\">Por qu\u00e9 trabajar conmigo<\/h2>\n\n\n\n<p class=\"has-text-align-center fl-section-intro wp-block-paragraph\">Lo hago cercano y claro; siempre sabr\u00e1s exactamente d\u00f3nde est\u00e1s. Si un plan que ofrezco encaja con tu vida y est\u00e1s contento, para m\u00ed es un \u00e9xito. Si no encaja, no te presionar\u00e9; trabajo con dos socios que ofrecen planes distintos, y entre todos encontraremos el adecuado. Que acabes bien cubierto es lo que importa.   <br\/><\/p>\n\n\n\n<div class=\"wp-block-columns fl-cards is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83e\udd1d<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Hablas directamente conmigo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ni un call center ni un vendedor de leads. Cuando contactas por cobertura en Georgia, hablas conmigo \u2014 Thyrza \u2014 una agente con licencia que lleva tu caso de principio a fin. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83c\udfaf<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Comparaciones honestas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Comparo en paralelo los n\u00fameros del Marketplace y los del PPO privado fuera del exchange. Si el plan subvencionado del Marketplace es de verdad la mejor opci\u00f3n para ti, te lo dir\u00e9. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udcc5<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Disponibilidad todo el a\u00f1o<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los planes PPO privados fuera del exchange te permiten inscribirte en cualquier momento del a\u00f1o, con una cobertura que a menudo empieza el siguiente d\u00eda laborable. Sin esperar a noviembre. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udd12<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Tu informaci\u00f3n se queda conmigo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No vendo, comparto ni voy pasando tus datos de contacto a otros agentes. Sin llamadas spam, sin mensajes sorpresa de empresas de las que nunca has o\u00eddo hablar. <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-white\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<h2 class=\"wp-block-heading fl-h2\">A qui\u00e9n atendemos en Georgia<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Findcoverage.net es para los georgianos que el marketplace olvida: quienes no encajan en la t\u00edpica casilla de ingresos W-2.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<div class=\"wp-block-buttons fl-chips is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\">Aut\u00f3nomos de oficios<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\">Agentes inmobiliarios<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\">Enfermeros itinerantes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\">Due\u00f1os de peque\u00f1as empresas<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\">Profesionales del \u00e1rea de Atlanta<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--7\"><a class=\"wp-block-button__link wp-element-button\">Profesionales del cine, TV y sector creativo<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--8\"><a class=\"wp-block-button__link wp-element-button\">Familias comparando planes<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--9\"><a class=\"wp-block-button__link wp-element-button\">Camioneros OTR<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--10\"><a class=\"wp-block-button__link wp-element-button\">Trabajadores de oficios<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--11\"><a class=\"wp-block-button__link wp-element-button\">Contratistas independientes y trabajadores 1099<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--12\"><a class=\"wp-block-button__link wp-element-button\">Trabajadores de tecnolog\u00eda y startups<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--13\"><a class=\"wp-block-button__link wp-element-button\">Jubilados anticipados antes de Medicare<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--14\"><a class=\"wp-block-button__link wp-element-button\">Alternativas a COBRA<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-light\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center fl-h2\">Por qu\u00e9 los residentes de Georgia que eligen seguro m\u00e9dico privado prefieren PPO<\/h2>\n\n\n\n<p class=\"has-text-align-center fl-section-intro wp-block-paragraph\">El <a href=\"https:\/\/www.healthcare.gov\/\" target=\"_blank\" rel=\"noopener\">marketplace<\/a> de Georgia es ahora casi por completo de planes HMO y EPO, y las primas aprobadas subieron alrededor de un 34 % para 2026. Para quien quiera un PPO de verdad, o cuyos ingresos hagan que las subvenciones sean poco fiables, un plan privado fuera del exchange suele encajar mejor. <\/p>\n\n\n\n<div class=\"wp-block-columns fl-cards is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udeab<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Sin PPO en el Marketplace<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Solo una aseguradora vende planes PPO en el mercado individual de Georgia para 2026 \u2014 todo lo dem\u00e1s es HMO o EPO. Si quieres un PPO de verdad con una red amplia y sin derivaciones, lo compras fuera del exchange. Eso es la mayor parte de lo que hago para los georgianos.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udcc8<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Primas +~34 % para 2026<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los aumentos de tarifas aprobados en el marketplace de Georgia promediaron alrededor de un 34,6 % para 2026, antes de cambios en las subvenciones. Con el regreso del l\u00edmite de subvenci\u00f3n mejorada, muchos hogares ven un salto a\u00fan mayor en lo que realmente pagan. Los precios fuera del exchange no dependen de subvenciones en absoluto.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83c\udfac<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Los ingresos 1099 y por proyectos son dif\u00edciles para el Marketplace<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los profesionales del cine y el sector creativo, consultores y freelancers tienen ingresos que suben y bajan seg\u00fan el calendario de proyectos. El marketplace te obliga a estimarlos por adelantado y ajusta en impuestos; un mal c\u00e1lculo significa una factura sorpresa en abril. Los PPO privados se saltan por completo ese juego de ajustes.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83c\udfe5<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Acceso a hospitales de Atlanta<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los principales sistemas de Georgia \u2014 Emory Healthcare, Piedmont Healthcare, Wellstar, Northside, Children&#8217;s Healthcare of Atlanta\u2014 est\u00e1n dentro de la red de la mayor\u00eda de planes PPO privados. Los HMO del Marketplace suelen tener una lista de hospitales m\u00e1s limitada. Verifico tu hospital con el plan espec\u00edfico que elijamos.  <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-light\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<style>.fl-hmo-stack{display:flex;flex-direction:column;gap:16px}\n.fl-hmo-stack .fl-hmo-item{background:#ffffff;border:1px solid var(--fl-border,#e2e8f0);border-radius:18px;padding:22px 24px;box-shadow:0 4px 6px rgba(15,23,42,0.04);transition:all .25s ease}\n.fl-hmo-stack .fl-hmo-item:hover{transform:translateY(-2px);box-shadow:0 10px 20px rgba(15,23,42,0.08)}\n.fl-hmo-stack .fl-hmo-item .fl-card-icon{width:36px;height:36px;font-size:18px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:rgba(14,165,233,0.12);color:#0ea5e9}\n.fl-hmo-stack .fl-hmo-item h3{color:var(--fl-dark,#0f172a);font-size:1.1rem;font-weight:700;margin:12px 0 6px}\n.fl-hmo-stack .fl-hmo-item p{color:var(--fl-text-soft,#64748b);font-size:.95rem;line-height:1.55;margin:0}\n.fl-hmo-section .fl-h2{margin-bottom:18px}\n.fl-hmo-section p{color:var(--fl-text-soft,#64748b);font-size:1.05rem;line-height:1.6;margin:0 0 16px}\n.fl-hmo-section p:last-child{margin-bottom:0}\n@media (max-width:768px){.fl-hmo-stack{margin-top:24px}}\n<\/style>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top fl-hmo-section is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:55%\">\n<h2 class=\"wp-block-heading fl-h2\">Por qu\u00e9 el Marketplace de Georgia es casi todo HMO y qu\u00e9 significa eso para ti<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Esto es algo que la mayor\u00eda de georgianos no se da cuenta hasta que se pone a buscar: para 2026, solo una aseguradora vende planes PPO en el mercado individual de Georgia. Todas las dem\u00e1s aseguradoras del marketplace \u2014 Ambetter, Anthem, Cigna, Kaiser, Oscar, CareSource, UnitedHealthcare\u2014 ofrecen solo planes HMO o EPO. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un HMO o un EPO puede ser un buen plan. Pero normalmente viene con concesiones \u2014 mira las tres de la derecha. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un PPO privado fuera del exchange es c\u00f3mo los georgianos consiguen la red amplia, el acceso a especialistas sin derivaci\u00f3n y la cobertura para viajar que el marketplace casi dej\u00f3 de ofrecer. No est\u00e1 subvencionado, pero para los aut\u00f3nomos en Georgia (donde las subvenciones ya son poco fiables) y para cualquiera que quiera libertad real de red, suele ser la respuesta m\u00e1s clara. Cu\u00e9ntame tu situaci\u00f3n y te devolver\u00e9 una comparaci\u00f3n en 24 horas.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:45%\">\n<div class=\"fl-hmo-stack\">\n  <div class=\"fl-hmo-item\">\n    <span class=\"fl-card-icon\">\ud83d\udd0d<\/span>\n    <h3>Redes m\u00e1s limitadas<\/h3>\n    <p>Los planes HMO y EPO se construyen alrededor de una lista m\u00e1s peque\u00f1a, en su mayor\u00eda dentro del estado, de m\u00e9dicos y hospitales. Si tu especialista o tu hospital preferido no est\u00e1, pagas de tu bolsillo. <\/p>\n  <\/div>\n  <div class=\"fl-hmo-item\">\n    <span class=\"fl-card-icon\">\ud83d\udccb<\/span>\n    <h3>Requisitos de derivaci\u00f3n<\/h3>\n    <p>Muchos planes HMO exigen una derivaci\u00f3n de un m\u00e9dico de atenci\u00f3n primaria antes de poder ver a un especialista \u2014 un paso extra cada vez.<\/p>\n  <\/div>\n  <div class=\"fl-hmo-item\">\n    <span class=\"fl-card-icon\">\u2708\ufe0f<\/span>\n    <h3>Cobertura de viaje limitada<\/h3>\n    <p>Los planes EPO y HMO suelen cubrir poco o nada fuera de la red, lo cual importa si viajas por trabajo o repartes tu tiempo fuera de Georgia.<\/p>\n  <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-light\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center fl-h2\">C\u00f3mo funciona \u201ccrear tu cobertura\u201d<\/h2>\n\n\n\n<p class=\"has-text-align-center fl-section-intro wp-block-paragraph\">Esto no es un plan del marketplace de talla \u00fanica. Lo construyes con un agente con licencia en Georgia que conoce las aseguradoras, las redes y las concesiones. <\/p>\n\n\n\n<div class=\"wp-block-columns fl-steps is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-step-num\">1<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Miramos tu vida real<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">si vives en el \u00e1rea metropolitana de Atlanta o en la Georgia rural, los especialistas que quieres y c\u00f3mo entran tus ingresos como freelance o 1099.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-step-num\">2<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Nos basamos en un PPO privado<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">acceso amplio a Emory, Piedmont y Northside en lugar de un HMO del exchange con red limitada.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-step-num\">3<\/span>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A\u00f1adimos los extras<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">dental, visi\u00f3n, accidentes, enfermedad grave; solo lo que de verdad merece la pena.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-step-num\">4<\/span>\n\n\n\n<h3 class=\"wp-block-heading\">Sin devoluci\u00f3n en abril<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">nuestro precio no se basa en una estimaci\u00f3n de ingresos, as\u00ed que no hay nada que ajustar en impuestos.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-white\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\"><style>.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col,.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7030862_dd5bb6-48{text-align:left;}.kadence-column7030862_dd5bb6-48{position:relative;}@media all and (max-width: 1024px){.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7030862_dd5bb6-48 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7030862_dd5bb6-48 kb-section-dir-vertical inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id7030862_a95c91-da > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7030862_a95c91-da > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7030862_a95c91-da > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:760px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7030862_a95c91-da > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7030862_a95c91-da > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7030862_a95c91-da > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7030862_a95c91-da alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7030862_1b597b-2f > .kt-inside-inner-col,.kadence-column7030862_1b597b-2f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7030862_1b597b-2f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7030862_1b597b-2f > .kt-inside-inner-col{flex-direction:column;}.kadence-column7030862_1b597b-2f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7030862_1b597b-2f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7030862_1b597b-2f{position:relative;}@media all and (max-width: 1024px){.kadence-column7030862_1b597b-2f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7030862_1b597b-2f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7030862_1b597b-2f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11, .wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11[data-kb-block=\"kb-adv-heading7030862_312dae-11\"]{margin-top:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);text-align:center;font-size:40px;line-height:1.2em;font-style:normal;text-transform:uppercase;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11[data-kb-block=\"kb-adv-heading7030862_312dae-11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_312dae-11[data-kb-block=\"kb-adv-heading7030862_312dae-11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7030862_312dae-11 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading7030862_312dae-11\">Preguntas frecuentes sobre el seguro m\u00e9dico en Georgia<\/h2>\n\n\n<style>.kt-accordion-id7030862_885b32-38 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:16px;}.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:rgba(0,0,0,0);font-size:16px;font-weight:700;color:var(--global-palette1, #3182CE);padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h1, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h2, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h3, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h4, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h5, .kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner a{color:var(--global-palette1, #3182CE);}.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner a:hover{color:var(--global-palette2, #2B6CB0);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette2, #2B6CB0);background:rgba(0,0,0,0);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}.kt-accordion-id7030862_885b32-38 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette2, #2B6CB0);background:rgba(0,0,0,0);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id7030862_885b32-38:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:rgba(0,0,0,0);}@media all and (max-width: 1024px){.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id7030862_885b32-38 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id7030862_885b32-38 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id7030862_885b32-38 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:16px;}.kt-accordion-id7030862_885b32-38 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette9, #ffffff);border-left:0px solid transparent;padding-top:0px;padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid var(--global-palette9, #ffffff);border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id7030862_885b32-38 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id7030862_885b32-38 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id7030862_885b32-38 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom:2px solid var(--global-palette3, #1A202C);border-left-color:#0e9cd1;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id7030862_885b32-38 kt-accordion-has-15-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-left\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane7030862_c106f5-8b\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Por qu\u00e9 no hay planes PPO en el marketplace de Georgia?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86[data-kb-block=\"kb-adv-heading7030862_9b12c9-86\"]{font-size:16px;line-height:1.5rem;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86[data-kb-block=\"kb-adv-heading7030862_9b12c9-86\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9b12c9-86[data-kb-block=\"kb-adv-heading7030862_9b12c9-86\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_9b12c9-86 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_9b12c9-86\">Para 2026, solo una aseguradora \u2014 Alliant Health Plans\u2014 vende planes PPO en el mercado individual de Georgia. Todas las dem\u00e1s aseguradoras del marketplace (Ambetter, Anthem, Cigna, Kaiser, Oscar, CareSource, UnitedHealthcare) ofrecen solo planes HMO o EPO. En los \u00faltimos a\u00f1os, las principales aseguradoras han pasado sus productos individuales a HMO y EPO con redes m\u00e1s limitadas. Si quieres un PPO de verdad \u2014 red amplia, sin derivaciones, cobertura fuera del estado\u2014 por lo general tienes que comprarlo fuera del exchange.   <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-15 kt-pane7030862_40fbe9-95\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Cu\u00e1l es la diferencia entre el Marketplace y el seguro privado en Georgia?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e, .wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e[data-kb-block=\"kb-adv-heading7030862_b995a5-6e\"]{font-size:16px;line-height:1.5rem;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e[data-kb-block=\"kb-adv-heading7030862_b995a5-6e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_b995a5-6e[data-kb-block=\"kb-adv-heading7030862_b995a5-6e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_b995a5-6e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_b995a5-6e\">El Marketplace es el exchange del gobierno, con posibles subvenciones seg\u00fan ingresos y, en su mayor\u00eda, planes HMO. La cobertura privada fuera del exchange la gestionas directamente conmigo, no se basa en subvenciones y suele ofrecer redes PPO m\u00e1s amplias \u2014 a menudo la mejor opci\u00f3n cuando tu subvenci\u00f3n es peque\u00f1a o superas el l\u00edmite. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane7030862_0272ee-74\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Cu\u00e1l es la diferencia entre un HMO, un EPO y un PPO?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11, .wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11[data-kb-block=\"kb-adv-heading7030862_0c5f70-11\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11[data-kb-block=\"kb-adv-heading7030862_0c5f70-11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_0c5f70-11[data-kb-block=\"kb-adv-heading7030862_0c5f70-11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_0c5f70-11 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_0c5f70-11\">Un HMO tiene una red definida y normalmente exige una derivaci\u00f3n de un m\u00e9dico de atenci\u00f3n primaria antes de ver a un especialista; la atenci\u00f3n fuera de la red por lo general no se cubre salvo emergencias. Un EPO es similar \u2014 una red fija, pero normalmente sin requisito de derivaci\u00f3n\u2014 y tambi\u00e9n cubre poco fuera de la red. Un PPO es la opci\u00f3n m\u00e1s amplia: una red grande, sin derivaciones para ver especialistas y cobertura parcial incluso fuera de la red. Los PPO cuestan m\u00e1s, pero para muchos aut\u00f3nomos en Georgia la flexibilidad merece la pena.   <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane7030862_b5915c-da\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Qu\u00e9 es Georgia Access y es diferente de HealthCare.gov?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc, .wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc[data-kb-block=\"kb-adv-heading7030862_42e604-fc\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc[data-kb-block=\"kb-adv-heading7030862_42e604-fc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_42e604-fc[data-kb-block=\"kb-adv-heading7030862_42e604-fc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_42e604-fc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_42e604-fc\">Georgia Access (georgiaaccess.gov) es el marketplace de seguros m\u00e9dicos propio de Georgia, basado en el estado. A partir del a\u00f1o de plan 2025, Georgia dej\u00f3 de usar el sitio federal HealthCare.gov, as\u00ed que Georgia Access es ahora donde comparas y te inscribes en planes ACA dentro del exchange. Las subvenciones funcionan igual. Los planes PPO privados fuera del exchange son independientes de Georgia Access \u2014 no se venden a trav\u00e9s del exchange estatal en absoluto.   <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane7030862_198584-3a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">El seguro m\u00e9dico privado es m\u00e1s barato que COBRA en Georgia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc, .wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc[data-kb-block=\"kb-adv-heading7030862_1b8c2e-bc\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc[data-kb-block=\"kb-adv-heading7030862_1b8c2e-bc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_1b8c2e-bc[data-kb-block=\"kb-adv-heading7030862_1b8c2e-bc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_1b8c2e-bc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_1b8c2e-bc\">En la mayor\u00eda de los casos, s\u00ed. Rara vez recomiendo mantener COBRA cuando un plan privado suele poder cubrirte por menos. Env\u00edame tu presupuesto de COBRA y lo comparo.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane7030862_9498a2-f6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Soy freelancer de cine\/creativo en Atlanta: c\u00f3mo encaja la cobertura privada con ingresos irregulares?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2, .wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2[data-kb-block=\"kb-adv-heading7030862_8fb6b9-e2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2[data-kb-block=\"kb-adv-heading7030862_8fb6b9-e2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_8fb6b9-e2[data-kb-block=\"kb-adv-heading7030862_8fb6b9-e2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_8fb6b9-e2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_8fb6b9-e2\">Perfectamente, porque la cobertura privada no se basa en ingresos: la aprobaci\u00f3n depende de tu salud, no de c\u00f3mo caiga el calendario de proyectos. No hay estimaci\u00f3n de ingresos que presentar ni ajuste en impuestos, y puedes inscribirte todo el a\u00f1o entre trabajos. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane7030862_adbb8b-05\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Cu\u00e1l es el mejor seguro m\u00e9dico para due\u00f1os de peque\u00f1as empresas en Georgia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d, .wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d[data-kb-block=\"kb-adv-heading7030862_a3c086-2d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d[data-kb-block=\"kb-adv-heading7030862_a3c086-2d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_a3c086-2d[data-kb-block=\"kb-adv-heading7030862_a3c086-2d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_a3c086-2d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_a3c086-2d\">Para propietarios \u00fanicos o con 1-2 empleados, lo m\u00e1s limpio suele ser una cobertura PPO privada solo para el propietario, m\u00e1s una estrategia aparte para cualquier empleado. Para 2-50 empleados, los planes de salud para peque\u00f1os grupos, ICHRA (Individual Coverage HRA) y QSEHRA te dan formas con ventajas fiscales para financiar la cobertura sin asumir toda la administraci\u00f3n de un plan de grupo. Veremos qu\u00e9 encaja con tu n\u00f3mina y el tama\u00f1o de tu equipo.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-12 kt-pane7030862_bed9f3-3a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Georgia no ampli\u00f3 Medicaid: qu\u00e9 puedo hacer si gano demasiado para recibir ayuda?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54[data-kb-block=\"kb-adv-heading7030862_9de69c-54\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54[data-kb-block=\"kb-adv-heading7030862_9de69c-54\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9de69c-54[data-kb-block=\"kb-adv-heading7030862_9de69c-54\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_9de69c-54 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_9de69c-54\">Como Georgia no ampli\u00f3 Medicaid, muchos ingresos medios se quedan atrapados: demasiado altos para recibir ayuda y pagando el precio completo del Marketplace. Un plan privado se tarifica directamente para ti, as\u00ed que, seg\u00fan tu salud, a menudo es la v\u00eda m\u00e1s asequible. Comparar\u00e9 ambas opciones seg\u00fan tus ingresos para que veas n\u00fameros reales.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-13 kt-pane7030862_101465-92\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Vivo en la Georgia rural con pocas opciones de planes: un PPO privado puede darme m\u00e1s opciones?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f, .wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f[data-kb-block=\"kb-adv-heading7030862_c10662-0f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f[data-kb-block=\"kb-adv-heading7030862_c10662-0f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_c10662-0f[data-kb-block=\"kb-adv-heading7030862_c10662-0f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_c10662-0f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_c10662-0f\">Los condados rurales de Georgia suelen tener redes del Marketplace muy limitadas, pero los PPO privados tienen redes amplias que llegan a especialistas en Atlanta y m\u00e1s all\u00e1. Confirmar\u00e9 que los proveedores que necesitas est\u00e1n cubiertos antes de elegir. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-14 kt-pane7030862_8aae76-e7\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Con qu\u00e9 rapidez puede empezar la cobertura en Georgia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20, .wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20[data-kb-block=\"kb-adv-heading7030862_7dd3df-20\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20[data-kb-block=\"kb-adv-heading7030862_7dd3df-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_7dd3df-20[data-kb-block=\"kb-adv-heading7030862_7dd3df-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_7dd3df-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_7dd3df-20\">La cobertura privada a menudo puede empezar tan pronto como al d\u00eda siguiente de la aprobaci\u00f3n. La cobertura del Marketplace mediante un Periodo Especial de Inscripci\u00f3n suele empezar el primer d\u00eda del mes siguiente. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane7030862_8071ef-83\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Acabo de dejar mi trabajo en Georgia: cu\u00e1nto tiempo tengo para conseguir cobertura?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63[data-kb-block=\"kb-adv-heading7030862_9291fb-63\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63[data-kb-block=\"kb-adv-heading7030862_9291fb-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_9291fb-63[data-kb-block=\"kb-adv-heading7030862_9291fb-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_9291fb-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_9291fb-63\">Tienes un Periodo Especial de Inscripci\u00f3n de 60 d\u00edas desde la fecha en que termina la cobertura de tu empleador. Dentro de ese plazo puedes elegir: <br\/>(1) la continuaci\u00f3n de COBRA a trav\u00e9s de tu antiguo empleador; <br\/>(2) un plan del marketplace de Georgia Access; o <br\/>(3) un plan privado fuera del exchange. Los planes privados a menudo empiezan la cobertura el siguiente d\u00eda laborable tras la inscripci\u00f3n, as\u00ed que no te quedas sin cobertura.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane7030862_0bd564-da\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Puedo mantener mis hospitales de Atlanta con un plan privado?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95, .wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95[data-kb-block=\"kb-adv-heading7030862_fad744-95\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95[data-kb-block=\"kb-adv-heading7030862_fad744-95\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_fad744-95[data-kb-block=\"kb-adv-heading7030862_fad744-95\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_fad744-95 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_fad744-95\">La mayor\u00eda de planes PPO privados fuera del exchange incluyen en su red los principales sistemas del \u00e1rea de Atlanta \u2014 Emory Healthcare, Piedmont Healthcare, Wellstar, Northside Hospital y Children&#8217;s Healthcare of Atlanta\u2014. Los planes HMO y EPO del Marketplace suelen tener una lista de hospitales m\u00e1s limitada. El estado de la red var\u00eda seg\u00fan la aseguradora y el plan, as\u00ed que, una vez elijamos un plan, verificar\u00e9 que tu hospital y tus m\u00e9dicos preferidos est\u00e9n dentro de la red antes de que te inscribas.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane7030862_898344-64\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Y si tengo una condici\u00f3n preexistente?<br><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4, .wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4[data-kb-block=\"kb-adv-heading7030862_ad9b17-b4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4[data-kb-block=\"kb-adv-heading7030862_ad9b17-b4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_ad9b17-b4[data-kb-block=\"kb-adv-heading7030862_ad9b17-b4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_ad9b17-b4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_ad9b17-b4\">Los planes del marketplace ACA (a trav\u00e9s de Georgia Access) deben cubrir condiciones preexistentes sin suscripci\u00f3n m\u00e9dica. Algunos planes privados fuera del exchange usan suscripci\u00f3n, lo que significa que tu solicitud puede ser rechazada o encarecida seg\u00fan tu historial de salud. Te explicar\u00e9 con claridad qu\u00e9 planes aplican suscripci\u00f3n y cu\u00e1les no, para que elijas lo que mejor encaje con tu situaci\u00f3n.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-10 kt-pane7030862_72fce8-a6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Por qu\u00e9 est\u00e1n subiendo tanto las primas del marketplace de Georgia para 2026?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6, .wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6[data-kb-block=\"kb-adv-heading7030862_17ef1a-f6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6[data-kb-block=\"kb-adv-heading7030862_17ef1a-f6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7030862_17ef1a-f6[data-kb-block=\"kb-adv-heading7030862_17ef1a-f6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7030862_17ef1a-f6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7030862_17ef1a-f6\">Se juntan dos cosas. Primero, las aseguradoras de Georgia presentaron y se aprobaron aumentos brutos de primas con un promedio de alrededor del 34,6 % para 2026, impulsados por el aumento de costes hospitalarios, precios de medicamentos y tendencias de siniestralidad. Segundo, las subvenciones ACA mejoradas que redujeron las primas netas desde 2021 est\u00e1n programadas para expirar a finales de 2025, as\u00ed que muchos hogares ven un salto mucho mayor en lo que realmente pagan que el aumento \u201cde etiqueta\u201d por s\u00ed solo. Para los hogares que superan el l\u00edmite de subvenci\u00f3n, un PPO fuera del exchange \u2014que nunca dependi\u00f3 de subvenciones\u2014 a menudo acaba siendo la opci\u00f3n m\u00e1s predecible.   <\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n<div class=\"wp-block-group fl-page fl-section fl-section-light fl-related\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center fl-h2\">Lecturas relacionadas de nuestro blog<\/h2>\n\n\n\n<p class=\"has-text-align-center fl-section-intro wp-block-paragraph\">Algunos art\u00edculos que encajan con lo que acabamos de ver sobre Georgia \u2014 seleccionados del blog de Find Coverage.<\/p>\n\n\n\n<div class=\"wp-block-columns fl-cards is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udcca<\/span>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/findcoverage.net\/aca-subsidies-2026\/\">Los cambios de subvenciones de 2026: qu\u00e9 podr\u00eda pasar con los planes del Marketplace<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Qu\u00e9 significa para tu prima el fin de las subvenciones ACA mejoradas \u2014 y los niveles de ingresos m\u00e1s afectados.<\/p>\n\n\n\n<p class=\"fl-related-readmore wp-block-paragraph\"><a href=\"https:\/\/findcoverage.net\/aca-subsidies-2026\/\">Leer el art\u00edculo \u2192<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83d\udcbc<\/span>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/findcoverage.net\/es\/?p=727\">C\u00f3mo los aut\u00f3nomos pueden ahorrar miles en el seguro m\u00e9dico<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Por qu\u00e9 el modelo del Marketplace de estimar y ajustar choca con los ingresos 1099 \u2014 y el plan fuera del exchange para solucionarlo.<\/p>\n\n\n\n<p class=\"fl-related-readmore wp-block-paragraph\"><a href=\"https:\/\/findcoverage.net\/es\/?p=727\">Leer el art\u00edculo \u2192<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<span class=\"fl-card-icon\">\ud83c\udfe5<\/span>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/findcoverage.net\/ppo-vs-hmo-difference\/\">PPO vs HMO: cu\u00e1l es la diferencia real y por qu\u00e9 importa<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Redes, derivaciones, cobertura fuera de tu zona \u2014 las concesiones que deciden si tus m\u00e9dicos entran o no.<\/p>\n\n\n\n<p class=\"fl-related-readmore wp-block-paragraph\"><a href=\"https:\/\/findcoverage.net\/ppo-vs-hmo-difference\/\">Leer el art\u00edculo \u2192<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center fl-related-allbtn wp-block-paragraph\"><a href=\"https:\/\/findcoverage.net\/blog\/\">Ver todos los art\u00edculos en el blog de Find Coverage \u2192<\/a><\/p>\n<\/div><\/div>\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Why aren't there PPO plans on Georgia's marketplace?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For 2026, only one carrier \u2014 Alliant Health Plans \u2014 sells PPO plans on Georgia's individual market. Every other marketplace carrier (Ambetter, Anthem, Cigna, Kaiser, Oscar, CareSource, UnitedHealthcare) offers HMO or EPO plans only. Over recent years the major carriers shifted their individual products to narrower-network HMOs and EPOs. If you want a real PPO \u2014 broad network, no referrals, out-of-state coverage \u2014 you generally have to buy it off-exchange.\"}}, {\"@type\": \"Question\", \"name\": \"What's the difference between Marketplace and private insurance in Georgia?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The Marketplace is the government exchange with possible income-based subsidies and mostly HMO plans. Private off-exchange coverage comes directly through me, isn't subsidy-based, and usually offers broader PPO networks \u2014 often the better deal when your subsidy is small or you're over the limit.\"}}, {\"@type\": \"Question\", \"name\": \"What's the difference between an HMO, an EPO, and a PPO?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"An HMO has a defined network and usually requires a referral from a primary care doctor before you see a specialist; out-of-network care generally isn't covered except emergencies. An EPO is similar \u2014 a set network, but typically no referral requirement \u2014 and it also covers little out of network. A PPO has the broadest setup: a large network, no referrals to see specialists, and partial coverage even out of network. PPOs cost more, but for many self-employed Georgians the flexibility is worth it.\"}}, {\"@type\": \"Question\", \"name\": \"What is Georgia Access, and is it different from HealthCare.gov?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Georgia Access (georgiaaccess.gov) is Georgia's own state-based health insurance marketplace. Starting with the 2025 plan year, Georgia stopped using the federal HealthCare.gov site, so Georgia Access is now where you shop for and enroll in on-exchange ACA plans. Subsidies work the same way. Private off-exchange PPO plans are separate from Georgia Access \u2014 they aren't sold through the state exchange at all.\"}}, {\"@type\": \"Question\", \"name\": \"Is private health insurance cheaper than COBRA in Georgia?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"In most cases, yes. I rarely recommend keeping COBRA when a private plan can usually cover you for less. Send me your COBRA quote and I'll compare.\"}}, {\"@type\": \"Question\", \"name\": \"I'm a film\/creative freelancer in Atlanta, how does private coverage fit irregular income?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Perfectly, because private coverage isn't income-based \u2014 approval depends on your health, not how the project calendar lands. There's no income estimate to file and no tax-time reconciliation, and you can enroll year-round between gigs.\"}}, {\"@type\": \"Question\", \"name\": \"What's the best health insurance for Georgia small business owners?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For sole owners or 1-2 employees, owner-only private PPO coverage plus a separate strategy for any employees is usually cleanest. For 2-50 employees, small group health plans, ICHRA (Individual Coverage HRA), and QSEHRA give you tax-advantaged ways to fund coverage without taking on full group-plan administration. We'll walk through what fits your payroll and team size.\"}}, {\"@type\": \"Question\", \"name\": \"Georgia didn't expand Medicaid - what can I do if I earn too much for help?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Because Georgia didn't expand Medicaid, a lot of middle earners get caught \u2014 too high for help, hit with full Marketplace prices. A private plan is priced directly to you, so depending on your health it's often the more affordable path. I'll compare both for your income so you see real numbers.\"}}, {\"@type\": \"Question\", \"name\": \"I live in rural Georgia with few plan choices - can a private PPO give me more options?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Rural Georgia counties often have thin Marketplace networks, but private PPOs carry broad networks that reach specialists in Atlanta and beyond. I'll confirm the providers you need are covered before we choose.\"}}, {\"@type\": \"Question\", \"name\": \"How fast can coverage start in Georgia?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Private coverage can often start as soon as the next day after approval. Marketplace coverage through a Special Enrollment Period usually begins the first of the following month.\"}}, {\"@type\": \"Question\", \"name\": \"I just left my job in Georgia \u2014 how long do I have to get coverage?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"You have a 60-day Special Enrollment Period from the date your employer coverage ends. Within that window you can choose: (1) COBRA continuation through your former employer; (2) a Georgia Access marketplace plan; or (3) a private off-exchange plan. Private plans often start coverage the next business day after enrollment, so you don't have a gap.\"}}, {\"@type\": \"Question\", \"name\": \"Can I keep my Atlanta hospitals on a private plan?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Most private off-exchange PPO plans include the major Atlanta-area systems \u2014 Emory Healthcare, Piedmont Healthcare, Wellstar, Northside Hospital, and Children's Healthcare of Atlanta \u2014 in their networks. Marketplace HMO and EPO plans often have a narrower hospital list. Network status varies by carrier and plan, so once we pick a plan I'll verify your preferred hospital and doctors are in-network before you enroll.\"}}, {\"@type\": \"Question\", \"name\": \"What if I have a pre-existing condition?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"ACA marketplace plans (through Georgia Access) must cover pre-existing conditions with no medical underwriting. Some private off-exchange plans use underwriting, meaning your application can be declined or rated up based on health history. I'll explain clearly which plans apply underwriting and which don't, so you can choose what works for your situation.\"}}, {\"@type\": \"Question\", \"name\": \"Why are Georgia marketplace premiums going up so much for 2026?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Two things stack on top of each other. First, Georgia insurers filed and were approved for gross premium increases averaging around 34.6% for 2026 \u2014 driven by rising hospital costs, drug prices, and claims trends. Second, the enhanced ACA subsidies that lowered net premiums since 2021 are scheduled to expire at the end of 2025, so many households see a much bigger jump in what they actually pay than the sticker increase alone. For households that fall over the subsidy cliff, an off-exchange PPO \u2014 which never depended on subsidies \u2014 often ends up being the more predictable option.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Seguro m\u00e9dico privado PPO para los habitantes de Georgia que el marketplace olvida \u2014 aut\u00f3nomos, snowbirds, enfermeros itinerantes, inmobiliario, familias. Crea una cobertura que encaje con tu vida. Con licencia en GA. NPN 21702538.<\/p>\n","protected":false},"author":150002,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-28677214","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Thyrza De Oliveira","author_link":"https:\/\/findcoverage.net\/es\/author\/tdo_fc9247\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/pages\/28677214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/users\/150002"}],"replies":[{"embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/comments?post=28677214"}],"version-history":[{"count":3,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/pages\/28677214\/revisions"}],"predecessor-version":[{"id":28677221,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/pages\/28677214\/revisions\/28677221"}],"wp:attachment":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/media?parent=28677214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}