{"id":27900159,"date":"2026-08-06T08:00:00","date_gmt":"2026-08-06T12:00:00","guid":{"rendered":"https:\/\/findcoverage.net\/caresource-y-cigna-abandonan-el-marketplace-de-indiana-esto-es-lo-que-deberian-hacer-ahora-67-000-residentes-de-indiana\/"},"modified":"2026-09-14T17:32:53","modified_gmt":"2026-09-14T21:32:53","slug":"caresource-y-cigna-abandonan-el-marketplace-de-indiana-esto-es-lo-que-deberian-hacer-ahora-67-000-residentes-de-indiana","status":"publish","type":"post","link":"https:\/\/findcoverage.net\/es\/caresource-y-cigna-abandonan-el-marketplace-de-indiana-esto-es-lo-que-deberian-hacer-ahora-67-000-residentes-de-indiana\/","title":{"rendered":"CareSource y Cigna abandonan el Marketplace de Indiana. Esto es lo que deber\u00edan hacer ahora 67.000 residentes de Indiana."},"content":{"rendered":"\n<div class=\"fcpx\"><style>.fcpx{max-width:760px;margin:0 auto}.fcpx *{box-sizing:border-box}.fcpx .hero2{position:relative;background:#F4F7FD;border:1px solid #E4E9F2;border-left:4px solid #1B54D4;border-radius:0 16px 16px 0;padding:22px 26px 34px;overflow:hidden;margin:0 0 20px}.fcpx .hero2 .eb{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#1B54D4;margin:0 0 8px}.fcpx .hero2 .deck{font-size:19px;font-weight:700;color:#04182B;line-height:1.35;margin:0;max-width:94%}.fcpx .pulse{position:absolute;left:0;right:0;bottom:0;width:100%;height:24px;display:block;opacity:.55}.fcpx .short{background:#fff;border:1px solid #E4E9F2;border-left:4px solid #1B54D4;border-radius:0 14px 14px 0;padding:22px 24px;margin:0 0 6px}.fcpx .short h2{font-size:14px!important;letter-spacing:.05em;text-transform:uppercase;color:#1B54D4!important;margin:0 0 14px!important}.fcpx .short ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:11px}.fcpx .short li{position:relative;padding-left:24px;font-size:16px;line-height:1.6;color:#1E2733}.fcpx .short li::before{content:'';position:absolute;left:0;top:9px;width:9px;height:9px;border-radius:2px;background:#1B54D4}<\/style><div class=\"hero2\"><p class=\"eb\">Indiana marketplace<\/p><p class=\"deck\">CareSource and Cigna are leaving Indiana\u2019s marketplace \u2014 67,000 Hoosiers will need a new 2027 plan. Here\u2019s how to switch without a gap.<\/p><svg class=\"pulse\" viewbox=\"0 0 760 24\" preserveaspectratio=\"none\" aria-hidden=\"true\"><path d=\"M0 15 H300 l16 -11 l16 20 l14 -20 l12 11 H760\" fill=\"none\" stroke=\"#1B54D4\" stroke-width=\"2\"><\/path><\/svg><\/div><div class=\"short\"><h2>The short version<\/h2><ul><li>If you have a CareSource or Cigna marketplace plan in Indiana, you\u2019ll need a new plan for 2027.<\/li><li>Your current coverage isn\u2019t ending tomorrow \u2014 both carriers honor your plan through December 31, 2026.<\/li><li>You must enroll in a new plan during Open Enrollment to have coverage starting January 1, 2027.<\/li><li>CareSource is exiting Indiana\u2019s individual marketplace (after earlier exits from KY, MI, and NC); Cigna is leaving marketplaces in multiple states.<\/li><li>Acting during Open Enrollment \u2014 not after \u2014 is how you avoid a coverage gap.<\/li><\/ul><\/div><\/div>\n\n<p class=\"wp-block-paragraph\">Si tienes un plan de salud del Marketplace de CareSource o Cigna en Indiana, tendr\u00e1s que elegir un nuevo seguro m\u00e9dico para 2027.<\/p>\n\n<p class=\"wp-block-paragraph\">La buena noticia? Tu cobertura actual no termina ma\u00f1ana. <\/p>\n\n<p class=\"wp-block-paragraph\">Ambas aseguradoras seguir\u00e1n respetando tu plan de salud hasta el 31 de diciembre de 2026. Sin embargo, como estas compa\u00f1\u00edas no ofrecer\u00e1n planes del Marketplace en Indiana el a\u00f1o que viene, tendr\u00e1s que inscribirte en un nuevo plan durante el Periodo de inscripci\u00f3n abierta si quieres cobertura a partir del 1 de enero de 2027. <\/p>\n\n<p class=\"wp-block-paragraph\">Esto es lo que significa este cambio, cu\u00e1les son tus opciones y c\u00f3mo evitar errores comunes durante el Periodo de inscripci\u00f3n abierta.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong><strong>Por qu\u00e9 se van?<\/strong><\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">Las aseguradoras eval\u00faan con regularidad si participar en el Marketplace es financieramente sostenible. Cada a\u00f1o, algunas se expanden a nuevos estados y otras deciden marcharse. <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>CareSource<\/strong> abandona el mercado individual de Indiana en 2027. Esto se suma a sus salidas anteriores de Kentucky, Michigan y Carolina del Norte. <\/li>\n\n\n\n<li><strong>Cigna<\/strong> est\u00e1 saliendo de los planes del Marketplace en varios estados del pa\u00eds como parte de una estrategia empresarial m\u00e1s amplia. Para ver el panorama nacional completo, consulta <a href=\"https:\/\/findcoverage.net\/cigna-leaving-marketplace-2027\/\">Cigna abandona el marketplace: qu\u00e9 significa<\/a>. <\/li>\n\n\n\n<li>Se espera que aseguradoras como Anthem y UnitedHealthcare sigan en el Marketplace de Indiana, as\u00ed que el intercambio no se queda vac\u00edo, pero menos aseguradoras compitiendo suele significar menos opciones de red y menos presi\u00f3n sobre los precios.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Aunque estas salidas reducen el n\u00famero de aseguradoras disponibles, los residentes de Indiana seguir\u00e1n teniendo opciones del Marketplace para 2027.<\/p>\n\n<h2 class=\"wp-block-heading\">Tus tres puertas para 2027<br\/><\/h2>\n\n<p class=\"wp-block-paragraph\">Tu plan actual sigue activo hasta el 31 de diciembre de 2026. Hoy no cambia nada. Tu \u00fanica responsabilidad es elegir un plan de sustituci\u00f3n durante el Periodo de inscripci\u00f3n abierta si quieres que la cobertura contin\u00fae el 1 de enero de 2027.  <\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Elige un nuevo plan del Marketplace durante el Periodo de inscripci\u00f3n abierta (1 de noviembre \u2013 15 de diciembre de 2026).<\/strong> Si cumples los requisitos para una subvenci\u00f3n, normalmente se empieza por aqu\u00ed. NO conservar\u00e1s tu red actual autom\u00e1ticamente: comprueba que tus m\u00e9dicos est\u00e1n en la red del nuevo plan antes de inscribirte, no despu\u00e9s. <\/li>\n\n\n\n<li><strong>Un plan privado basado en tu salud.<\/strong> Con precio seg\u00fan tu salud y no seg\u00fan tus ingresos, a menudo m\u00e1s barato para personas y familias sanas \u2014especialmente si no cumples los requisitos para una gran subvenci\u00f3n\u2014 y puedes inscribirte durante todo el a\u00f1o en lugar de esperar a una ventana. Empieza por <a href=\"https:\/\/findcoverage.net\/private-health-insurance-indiana\/\">seguro m\u00e9dico privado en Indiana<\/a>. <\/li>\n\n\n\n<li><strong>No hagas nada y que te asignen uno autom\u00e1ticamente.<\/strong> Si tu aseguradora se va y no haces nada, el marketplace puede asignarte a un plan de otra aseguradora. Ese plan puede no incluir a tus m\u00e9dicos o el nivel de tus medicamentos. Esta es la puerta de la que la gente se arrepiente.  <\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">Si ya est\u00e1s valorando si el marketplace sigue teniendo sentido para ti, revisa primero <a href=\"https:\/\/findcoverage.net\/should-you-leave-the-marketplace-in-2027-a-5-question-checklist\/\">la lista de comprobaci\u00f3n de 5 preguntas<\/a>.<\/p>\n\n<figure class=\"wp-block-image alignwide size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image-1024x512.png\" alt=\"\" class=\"wp-image-14532115\" title=\"\" srcset=\"https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image-1024x512.png 1024w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image-300x150.png 300w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image-768x384.png 768w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image-1536x768.png 1536w, https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/08\/image.png 1774w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\"><strong>Tus opciones para 2027<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Opci\u00f3n 1<\/strong>: Elegir otro plan del Marketplace.<br\/>Ideal para: Personas que cumplen los requisitos para subvenciones o quieren cobertura conforme a la ACA.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Opci\u00f3n 2:<\/strong> Seguro m\u00e9dico privado.<br\/>Ideal para: Personas o familias sanas que puedan cumplir los requisitos mediante suscripci\u00f3n m\u00e9dica y no reciban subvenciones importantes del Marketplace.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Opci\u00f3n 3:<\/strong> No hacer nada.<br\/>Resultado posible: El Marketplace puede asignarte autom\u00e1ticamente otro plan, pero podr\u00edan cambiar tus m\u00e9dicos, recetas, franquicia y prima mensual.<\/p>\n\n<p class=\"wp-block-paragraph\"><em><strong>No<\/strong><\/em> des por hecho que mantendr\u00e1s a los mismos m\u00e9dicos. <strong><em>No<\/em><\/strong> esperes a la \u00faltima semana del Periodo de inscripci\u00f3n abierta. <em><strong>No<\/strong><\/em> te f\u00edes de la inscripci\u00f3n autom\u00e1tica sin comparar planes. <strong><em>No<\/em><\/strong> elijas bas\u00e1ndote solo en la prima mensual.<\/p>\n\n<h2 class=\"wp-block-heading\">En resumen<\/h2>\n\n<p class=\"wp-block-paragraph\">Que una aseguradora se vaya no es una crisis; pi\u00e9nsalo como un recordatorio para revisar tus opciones. <br\/><br\/>Quienes suelen tener la experiencia m\u00e1s fluida durante el Periodo de inscripci\u00f3n abierta no son necesariamente quienes tienen el mejor plan actual. Son quienes empiezan a comparar pronto. <\/p>\n\n<p class=\"wp-block-paragraph\">Revisa tus m\u00e9dicos, recetas, presupuesto mensual y necesidades de cobertura antes de que empiece el Periodo de inscripci\u00f3n abierta para estar listo y tomar una decisi\u00f3n informada.<\/p>\n\n<p class=\"fc-cta-end wp-block-paragraph\">No tienes claro qu\u00e9 opci\u00f3n tiene m\u00e1s sentido?<\/p>\n\n<p class=\"wp-block-paragraph\">Ayudo a particulares, familias y profesionales aut\u00f3nomos a comparar opciones del Marketplace y de seguro m\u00e9dico privado sin coste.<\/p>\n\n<p class=\"wp-block-paragraph\">En una consulta de 30 minutos:<\/p>\n\n<p class=\"wp-block-paragraph\">\u2714 Revisaremos tu cobertura actual<br\/>\u2714 Compararemos los planes disponibles para 2027<br\/>\u2714 Comprobaremos tus m\u00e9dicos y recetas<br\/>\u2714 Responder\u00e9 a tus preguntas sin presi\u00f3n para vender<\/p>\n\n<p class=\"wp-block-paragraph\">Programa tu consulta gratuita o solicita hoy un presupuesto personalizado.<\/p>\n\n<p class=\"fc-cta-end wp-block-paragraph\"><a href=\"#quote-form\">Solicita tu presupuesto gratuito<\/a> o <a href=\"https:\/\/calendly.com\/findcoverage-info\/30min\" target=\"_blank\" rel=\"noopener\">reserva una llamada conmigo<\/a> \u2014 o llama\/escribe al <a href=\"tel:+19545015554\">954-501-5554<\/a>.<\/p>\n\n<div class=\"wp-block-group fc-mini-quote has-border-color\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;background-color:#f8fafc;margin-top:28px;margin-bottom:28px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-558d8c3f wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading fc-mini-quote-h\" style=\"margin-bottom:12px;font-size:20px\">Mira cu\u00e1nto te cuesta un plan privado: 3 campos, 30 segundos.<\/h3>\n\n\n<div class=\"wp-block-kadence-advanced-form wp-block-kadence-advanced-form14892117-cpt-id kb-adv-form-label-style-normal kb-adv-form-input-size-standard kb-form-basic-style\"><form id=\"kb-adv-form-14892117-cpt-id\" class=\"kb-advanced-form\" method=\"post\">\n<style>.kb-row-layout-id14892117_row1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id14892117_row1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id14892117_row1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id14892117_row1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id14892117_row1 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id14892117_row1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id14892117_row1 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column14892117_c1 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column14892117_c1 > .kt-inside-inner-col,.kadence-column14892117_c1 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14892117_c1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14892117_c1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14892117_c1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14892117_c1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14892117_c1{position:relative;}@media all and (max-width: 1024px){.kadence-column14892117_c1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14892117_c1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14892117_c1\"><div class=\"kt-inside-inner-col\"><div class=\"kb-adv-form-field kb-adv-form-text-type-input kb-adv-form-infield-type-input kb-field14892117mnam01 wp-block-kadence-advanced-form-text\"><label class=\"kb-adv-form-label\" for=\"field14892117mnam01\">Name<span class=\"kb-adv-form-required\">*<\/span><\/label><input name=\"fieldmnam01\" id=\"field14892117mnam01\" data-label=\"Name\" type=\"text\" placeholder=\"\" value=\"\" data-type=\"text\" class=\"kb-field kb-text-field\" data-required=\"yes\" required aria-required=\"true\"\/><\/div><\/div><\/div>\n\n<style>.kadence-column14892117_c2 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column14892117_c2 > .kt-inside-inner-col,.kadence-column14892117_c2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column14892117_c2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column14892117_c2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column14892117_c2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column14892117_c2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column14892117_c2{position:relative;}@media all and (max-width: 1024px){.kadence-column14892117_c2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column14892117_c2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column14892117_c2\"><div class=\"kt-inside-inner-col\"><div class=\"kb-adv-form-field kb-adv-form-text-type-input kb-adv-form-infield-type-input kb-field14892117mtel01 wp-block-kadence-advanced-form-telephone\"><label class=\"kb-adv-form-label\" for=\"field14892117mtel01\">Phone<span class=\"kb-adv-form-required\">*<\/span><\/label><input name=\"fieldmtel01\" id=\"field14892117mtel01\" data-label=\"Phone\" type=\"tel\" placeholder=\"\" value=\"\" data-type=\"tel\" class=\"kb-field kb-tel-field\" data-required=\"yes\" required aria-required=\"true\"\/><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<div class=\"kb-adv-form-field kb-adv-form-text-type-input kb-adv-form-infield-type-input kb-field14892117msta01 wp-block-kadence-advanced-form-text\"><label class=\"kb-adv-form-label\" for=\"field14892117msta01\">State<span class=\"kb-adv-form-required\">*<\/span><\/label><input name=\"fieldmsta01\" id=\"field14892117msta01\" data-label=\"State\" type=\"text\" placeholder=\"\" value=\"\" data-type=\"text\" class=\"kb-field kb-text-field\" data-required=\"yes\" required aria-required=\"true\"\/><\/div>\n\n<input name=\"lead_source\" id=\"field14892117mhid01\" data-label=\"lead_source\" type=\"hidden\" placeholder=\"\" value=\"caresource-cigna-IN\" data-type=\"hidden\" class=\"kb-field kb-hidden-field\" \/>\n\n<input type=\"hidden\" name=\"recaptcha_response\" class=\"kb_recaptcha_response kb_recaptcha_mcap01\" data-sitekey=\"6LeTD2gtAAAAACz9PKhC5gf-yTS425HCrCFW6EwL\" \/>\n\n<style>ul.menu .kb-submit-field .kb-btnmsub01.kb-button{width:initial;}.kb-submit-field.kb-fieldmsub01{justify-content:flex-start;}<\/style><div class=\"kb-adv-form-field kb-submit-field kb-fieldmsub01 wp-block-kadence-advanced-form-submit\"><button class=\"kb-button kt-button button kb-adv-form-submit-button kb-btnmsub01 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false\" type=\"submit\"><span class=\"kt-btn-inner-text\">Get My Quote<\/span><\/button><\/div>\n\n\n<p class=\"has-text-align-center fc-form-microcopy wp-block-paragraph\" style=\"font-size:13px;line-height:1.4;color:#64748b\">Goes directly to Thyrza &mdash; never sold. Reply within one business day.<\/p>\n\n<input type=\"hidden\" name=\"_kb_adv_form_post_id\" value=\"14892117\"><input type=\"hidden\" name=\"action\" value=\"kb_process_advanced_form_submit\"><input type=\"hidden\" name=\"_kb_adv_form_id\" value=\"14892117-cpt-id\"><\/form><\/div>\n<\/div><\/div>\n\n<h2 class=\"wp-block-heading\">Preguntas frecuentes<\/h2>\n<style>.kt-accordion-id14202117_ab67a2-90 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:32px;}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;background:var(--global-palette9, #ffffff);color:var(--global-palette3, #1A202C);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:0px;padding-left:0px;}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h1, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h2, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h3, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h4, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h5, .kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner a{color:var(--global-palette1, #3182CE);}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner a:hover{color:var(--global-palette2, #2B6CB0);}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette3, #1A202C);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id14202117_ab67a2-90:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}@media all and (max-width: 1024px){.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id14202117_ab67a2-90 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id14202117_ab67a2-90 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:32px;}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;padding-top:0px;padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id14202117_ab67a2-90 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id14202117_ab67a2-90 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id14202117_ab67a2-90 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-wrap kt-accordion-id13212200_12c285-1a kt-accordion-anchor kt-start-closed kt-accordion-icon-style-basic kt-accordion-icon-side-right kt-accordion-block-style-basic\"><div class=\"kt-accordion-wrap kt-accordion-id14202117_ab67a2-90 kt-accordion-has-11-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane14202117_5ece83-66\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Mi seguro m\u00e9dico de CareSource o Cigna terminar\u00e1 de inmediato?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89, .wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89[data-kb-block=\"kb-adv-heading14202117_a4b176-89\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89[data-kb-block=\"kb-adv-heading14202117_a4b176-89\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_a4b176-89[data-kb-block=\"kb-adv-heading14202117_a4b176-89\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_a4b176-89 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_a4b176-89\">No. Tu seguro m\u00e9dico actual del Marketplace seguir\u00e1 activo hasta el 31 de diciembre de 2026. No necesitas buscar un nuevo plan de inmediato. Sin embargo, tendr\u00e1s que inscribirte en un nuevo plan de salud durante el Periodo de inscripci\u00f3n abierta si quieres que tu cobertura contin\u00fae el 1 de enero de 2027.   <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane14202117_0fc385-2c kt-accordion-pane-2\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Me asignar\u00e1n autom\u00e1ticamente otro plan?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8, .wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8[data-kb-block=\"kb-adv-heading14202117_bca078-e8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8[data-kb-block=\"kb-adv-heading14202117_bca078-e8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_bca078-e8[data-kb-block=\"kb-adv-heading14202117_bca078-e8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_bca078-e8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_bca078-e8\">Es posible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br\/>Si no eliges un nuevo plan del Marketplace durante el Periodo de inscripci\u00f3n abierta, el Marketplace puede inscribirte autom\u00e1ticamente en otro plan disponible. Sin embargo, ese nuevo plan podr\u00eda tener una prima mensual, franquicia, red de proveedores o cobertura de medicamentos con receta diferentes. <\/p>\n\n\n\n\n\n\n<p class=\"wp-block-paragraph\"><br\/>Por eso, normalmente es mejor comparar tus opciones y elegir t\u00fa mismo un plan.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane14202117_799947-3a kt-accordion-pane-3\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Puedo mantener a mi m\u00e9dico?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a, .wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a[data-kb-block=\"kb-adv-heading14202117_f699b6-8a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a[data-kb-block=\"kb-adv-heading14202117_f699b6-8a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_f699b6-8a[data-kb-block=\"kb-adv-heading14202117_f699b6-8a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_f699b6-8a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_f699b6-8a\">Puede ser, pero no lo des por hecho.<br\/>Cada aseguradora tiene su propia red de proveedores. Aunque tu m\u00e9dico aceptara tu plan de CareSource o Cigna, puede que no participe con tu nueva aseguradora.<br\/>Antes de inscribirte, verifica siempre que est\u00e1n cubiertos por tu nuevo plan:<br\/>\u2022 Tu m\u00e9dico de atenci\u00f3n primaria<br\/>\u2022 Especialistas<br\/>\u2022 Hospitales preferidos<br\/>\u2022 Medicamentos con receta<br\/> <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane14202117_a2cb91-54 kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>Puedo cambiar a un seguro m\u00e9dico privado en lugar de otro plan del Marketplace?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40, .wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40[data-kb-block=\"kb-adv-heading14202117_aa7c71-40\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40[data-kb-block=\"kb-adv-heading14202117_aa7c71-40\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_aa7c71-40[data-kb-block=\"kb-adv-heading14202117_aa7c71-40\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_aa7c71-40 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_aa7c71-40\">Es posible.<br\/>Si est\u00e1s relativamente sano y puedes cumplir los requisitos mediante suscripci\u00f3n m\u00e9dica, el seguro m\u00e9dico privado puede ser otra opci\u00f3n a considerar. A diferencia de los planes del Marketplace, la elegibilidad y el precio suelen basarse en tu salud y no en los ingresos de tu hogar.<br\/>Los planes privados no son adecuados para todo el mundo, pero pueden ofrecer precios competitivos y redes de proveedores m\u00e1s amplias para algunas personas y familias. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane14202117_a57b5d-c3 kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong><strong>Cumplir\u00e9 los requisitos para recibir ayuda econ\u00f3mica (subvenciones)?<\/strong><\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2, .wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2[data-kb-block=\"kb-adv-heading14202117_4b00a9-e2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2[data-kb-block=\"kb-adv-heading14202117_4b00a9-e2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_4b00a9-e2[data-kb-block=\"kb-adv-heading14202117_4b00a9-e2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_4b00a9-e2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_4b00a9-e2\">Depende de varios factores, incluidos los ingresos de tu hogar, el tama\u00f1o de tu familia y la elegibilidad seg\u00fan las normas actuales del Marketplace.<br\/>Muchos residentes de Indiana cumplen los requisitos para cr\u00e9ditos fiscales de la prima que reducen su prima mensual, mientras que otros pueden encontrar que el seguro m\u00e9dico privado ofrece mejor relaci\u00f3n calidad-precio.<br\/>La \u00fanica forma de saberlo con seguridad es comparar tus opciones.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane14202117_db8ce6-24 kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong><strong><strong>Puedo comparar el Marketplace y el seguro m\u00e9dico privado antes de decidir?<\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1, .wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1[data-kb-block=\"kb-adv-heading14202117_507f8e-e1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1[data-kb-block=\"kb-adv-heading14202117_507f8e-e1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_507f8e-e1[data-kb-block=\"kb-adv-heading14202117_507f8e-e1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_507f8e-e1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_507f8e-e1\">S\u00ed.<br\/>No tienes que elegir una opci\u00f3n sin entender la otra.<br\/>Mucha gente compara los planes del Marketplace y el seguro m\u00e9dico privado lado a lado antes de decidir cu\u00e1l ofrece la mejor combinaci\u00f3n de prima mensual, franquicia, red de proveedores y valor global para su situaci\u00f3n.<br\/>Comparar ambas opciones puede ayudarte a tomar una decisi\u00f3n m\u00e1s informada antes de que termine el Periodo de inscripci\u00f3n abierta.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-10 kt-pane14202117_3d1263-5a kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong><strong><strong><strong>Con cu\u00e1nta antelaci\u00f3n deber\u00eda empezar a comparar planes?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d, .wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d[data-kb-block=\"kb-adv-heading14202117_c9ddb3-1d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d[data-kb-block=\"kb-adv-heading14202117_c9ddb3-1d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_c9ddb3-1d[data-kb-block=\"kb-adv-heading14202117_c9ddb3-1d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_c9ddb3-1d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_c9ddb3-1d\">Cuanto antes, mejor.<br\/>Aunque no puedas inscribirte hasta que empiece el Periodo de inscripci\u00f3n abierta, puedes empezar ya a revisar tus necesidades de atenci\u00f3n sanitaria. Haz una lista de tus m\u00e9dicos, medicamentos, hospitales preferidos y presupuesto para estar listo para comparar planes en cuanto se abra la inscripci\u00f3n.<br\/>Planificar con antelaci\u00f3n te ayuda a evitar decisiones precipitadas y te da m\u00e1s confianza al elegir tu nueva cobertura. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-11 kt-pane14202117_0af664-b2 kt-accordion-pane-4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong><strong><strong><strong><strong>Por qu\u00e9 CareSource y Cigna abandonan el Marketplace de Indiana?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83, .wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83[data-kb-block=\"kb-adv-heading14202117_e06a0c-83\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83[data-kb-block=\"kb-adv-heading14202117_e06a0c-83\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading14202117_e06a0c-83[data-kb-block=\"kb-adv-heading14202117_e06a0c-83\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading14202117_e06a0c-83 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading14202117_e06a0c-83\">Las aseguradoras revisan con regularidad si participar en el Marketplace es financieramente sostenible. Las decisiones empresariales, los costes de siniestros, las condiciones del mercado y la estrategia a largo plazo influyen. Aunque CareSource y Cigna abandonan el Marketplace de Indiana en 2027, se espera que otras aseguradoras sigan ofreciendo planes del Marketplace, as\u00ed que los residentes de Indiana seguir\u00e1n teniendo opciones de cobertura durante el Periodo de inscripci\u00f3n abierta.  <\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n<div class=\"wp-block-buttons fc-midcta is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" style=\"color:#ffffff;background-color:#2B6CB0\" href=\"#quote-form\">Obtener mi presupuesto<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+19545015554\">Llamar al (954) 501-5554<\/a><\/div>\n\n<\/div>\n\n<div class=\"fccta\"><style>.fccta{max-width:760px;margin:30px auto}.fccta *{box-sizing:border-box}.fccta .card{background:rgba(27,84,212,.05);border:1px solid rgba(27,84,212,.14);border-radius:18px;padding:22px 24px;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.fccta .lead{margin:0 0 16px!important;font-size:16px;font-weight:600;line-height:1.5;color:#0a2540!important}.fccta .row{display:flex;flex-wrap:wrap;gap:10px;align-items:center}.fccta a.cbtn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;text-decoration:none;padding:11px 18px;border-radius:12px;transition:transform .15s ease}.fccta a.cbtn:hover{transform:translateY(-1px)}.fccta a.solid{background:#1B54D4;color:#fff!important;box-shadow:0 6px 18px rgba(27,84,212,.22)}.fccta a.glass{background:rgba(27,84,212,.08);color:#1B54D4!important;border:1px solid rgba(27,84,212,.28)}.fccta a.ghost{background:transparent;color:#0a2540!important;border:1px solid rgba(10,37,64,.22)}.fccta .cbtn svg{width:17px;height:17px;flex:none}.fccta .q{margin:14px 0 0!important;font-size:13.5px;color:#5C6675!important}.fccta .q a{color:#1B54D4!important;font-weight:600;text-decoration:none}<\/style><div class=\"card\"><p class=\"lead\">Prefer to just talk it through? Reach me directly \u2014 I\u2019m a real licensed agent, and I reply fast.<\/p><div class=\"row\"><a class=\"cbtn solid\" href=\"sms:+19545015554\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z\"><\/path><\/svg>Text me<\/a><a class=\"cbtn glass\" href=\"https:\/\/wa.me\/19545015554\" target=\"_blank\" rel=\"noopener\"><svg viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M12.04 2C6.58 2 2.13 6.45 2.13 11.91c0 2.1.55 4.15 1.6 5.96L2 22l4.25-1.68a9.9 9.9 0 0 0 4.79 1.22h.01c5.46 0 9.91-4.45 9.91-9.91 0-2.65-1.03-5.14-2.9-7.01A9.82 9.82 0 0 0 12.04 2Zm5.8 14.13c-.24.68-1.42 1.32-1.95 1.36-.5.04-.95.22-3.2-.67-2.7-1.06-4.4-3.8-4.53-3.98-.13-.18-1.08-1.44-1.08-2.75 0-1.3.68-1.94.92-2.2.24-.27.53-.34.71-.34.18 0 .35 0 .5.01.16.01.38-.06.59.45.24.58.8 1.99.87 2.13.07.14.12.31.02.5-.09.18-.14.29-.27.45-.14.16-.28.35-.4.47-.14.14-.28.28-.12.55.16.27.72 1.19 1.55 1.93 1.06.95 1.96 1.24 2.24 1.38.27.14.43.12.59-.07.16-.18.68-.79.86-1.06.18-.27.35-.22.59-.13.24.09 1.55.73 1.81.86.27.13.44.2.5.31.07.11.07.63-.17 1.31Z\"><\/path><\/svg>WhatsApp<\/a><a class=\"cbtn ghost\" href=\"tel:+19545015554\"><svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.8 19.8 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.8 19.8 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.13.96.36 1.9.7 2.81a2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.9.34 1.85.57 2.81.7A2 2 0 0 1 22 16.92Z\"><\/path><\/svg>Call<\/a><\/div><p class=\"q\">Rather not talk yet? <a href=\"https:\/\/findcoverage.net\/quote\/\">Get a free quote online \u2192<\/a><\/p><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Indiana marketplace CareSource and Cigna are leaving Indiana\u2019s marketplace \u2014 67,000 Hoosiers will need a new 2027 plan. Here\u2019s how to switch without a gap&#8230;.<\/p>\n","protected":false},"author":150002,"featured_media":27870160,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[2403361],"tags":[],"class_list":["post-27900159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualizaciones-estacionales-y-del-sector"],"taxonomy_info":{"category":[{"value":2403361,"label":"Actualizaciones estacionales y del sector"}]},"featured_image_src_large":["https:\/\/findcoverage.net\/wp-content\/uploads\/2026\/07\/findcoverage-caresource-cigna-leaving-indiana-1024x576.webp",1024,576,true],"author_info":{"display_name":"Thyrza De Oliveira","author_link":"https:\/\/findcoverage.net\/es\/author\/tdo_fc9247\/"},"comment_info":0,"category_info":[{"term_id":2403361,"name":"Actualizaciones estacionales y del sector","slug":"actualizaciones-estacionales-y-del-sector","term_group":0,"term_taxonomy_id":2392621,"taxonomy":"category","description":"","parent":0,"count":3,"filter":"raw","cat_ID":2403361,"category_count":3,"category_description":"","cat_name":"Actualizaciones estacionales y del sector","category_nicename":"actualizaciones-estacionales-y-del-sector","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/posts\/27900159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/users\/150002"}],"replies":[{"embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/comments?post=27900159"}],"version-history":[{"count":2,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/posts\/27900159\/revisions"}],"predecessor-version":[{"id":27900161,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/posts\/27900159\/revisions\/27900161"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/media\/27870160"}],"wp:attachment":[{"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/media?parent=27900159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/categories?post=27900159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/findcoverage.net\/es\/wp-json\/wp\/v2\/tags?post=27900159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}