We Don’t Just Sell Plans, We Find Coverage That Fits Your Life

Personalized health insurance for self-employed individuals and small business owners.

Licensed & Certified

100% Satisfied clients

The wrong plan can cost you more when you need it most

Designed for self-employed professionals, travelers, and families who want flexible nationwide coverage without paying inflated Marketplace rates.

Talk directly with a licensed agent who explains your options.

✖ No endless call centers

✖ No third-party spam

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✨ Real people. Real coverage. Real help when you need it most.

● Florida

● North Carolina

● Georgia

● Kentucky

● Texas

● Michigan

● Ohio

● Illinois

● Missouri

● Indiana

● Virginia

● Maryland

Serving Clients Across 33 States

No matter your lifestyle or profession, we help you find a plan that fits.

What We Offer

✔ Off Exchange Health Insurance
✔ Supplemental Options
✔ Family and Individual Plans
✔ Self-employed Professionals
✔ Small Business Owners

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Travel Nurses

Truck Drivers

1099 Employees

Construction Companies

★★★★★

"I have a small business and didn't qualify for government subsidies… They helped us save money and get a better network!"

Karen — Business Owner

Landscape Companies

Realtors

Our Step-by-Step Process to Get You Covered

1. Request your quote

Fill out our quick online form with a few basic details about you and your needs, whether it is for yourself, your family, or your business.

2. We Shop and Compare for You

Once we receive your information, we review all available private PPO and health plan options that fit your situation.

3. Choose and Get Covered

Together, we’ll go over your options so you can choose the plan that best fits your needs. You can submit your application and have coverage start as soon as the next day.

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“My job plan was charging $1,300 a month for my family. Thyrza advised me to keep the job plan for myself and get private insurance for my husband and kids, now I’m paying about half of what I used to!”
~ Ava & Family
“Thyrza made the process easy and painless! I got approved, and my coverage started the very next day.”
~Carlos
“Find Coverage helped me understand how the insurance system works and identify which type of plan was best for my family.”
~ Joyce, Small business

Premium Providers

Coverage from companies you already know and trust

Your coverage is supported by industry-leading carriers known for stability, wide provider access, and flexible plan options that move with you.

Got Questions?

We’re happy to help. If you can’t find the info you’re looking for, please don’t hesitate to reach out to us!

Call us (954) 501-5554

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Marketplace plans are income-based and often come with government subsidies. Also known as “Obamacare,” Marketplace plans are designed to accept everyone, including people with medical conditions and pre-existing conditions. Private insurance, on the other hand, is based on your age, ZIP code, and health history. It usually requires a medical underwriting process but offers more flexibility, lower out-of-pocket costs, and greater control over your coverage and providers.

The main difference is flexibility.

PPO plans let you see any doctor or specialist you want, anywhere in the country, no referrals needed. You can go to in-network or out-of-network providers and still receive coverage. That’s why they’re perfect for people who travel or work in different states.

HMO plans are more restricted. They require you to stay inside a local network of doctors and usually need referrals to see specialists. If you go outside the network, most HMO plans won’t pay for the visit.

Eligibility depends on your state and underwriting. Private PPO plans are often a good fit for people who don’t qualify for Marketplace tax credits and want more flexibility with coverage. Many self-employed individuals and small business owners explore these options, based on availability and approval.

Find Coverage specializes in private PPO-style health insurance options, designed for flexibility and broad provider access.

We also help you select a plan design that fits your family’s needs and budget, with options that may allow you to adjust items like deductible and coinsurance. Our goal is to help you find the most cost-effective coverage based on what you qualify for.

It’s a quick health review that helps the insurance company confirm eligibility. It usually involves a few health questions and a phone call with the underwriting team. With your authorization, they may also review your medical history from the last 5-7 years, and in some cases, a brief physical exam may be required depending on your medical background or the plan type.

It depends on the condition and how recent it is. Some minor or older conditions can still be accepted. During your quote, we’ll go over everything honestly so you know exactly what to expect before applying.

If for any reason you don’t get approved for a private health insurance plan after the underwriting review, we’ll help you explore other available options that fit your needs so you can stay covered.

Behind Find Coverage

After years of seeing how confusing and stressful health insurance can be, I created Find Coverage to make things simple, transparent, and personal. My goal is to help people who don’t fit into the Marketplace system, like self-employed professionals, travel nurses, truck drivers, and families, find real PPO coverage that protects them wherever life takes them.

Hi! I’m Thyrza, the founder of Find Coverage LLC, a licensed health insurance agent based in Florida and licensed in 31 states.

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Ready to Take Control of Your Health Coverage?

Don’t risk your health or finances with the wrong coverage. Let’s get it right the first time with personalized guidance, fast approvals, and protection you can count on.

Complete the form and let us know your current situation or what you’re looking for. We’ll get back to you as soon as possible with next steps.

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States we’re licensed

Florida
Texas
Alabama
Indiana
North Carolina
Delaware
South Carolina
Kentucky
Georgia
Ohio
Maryland
Virginia
Colorado
Utah
Washington
Missouri
Michigan
Nevada
Louisiana
Oklahoma
Montana