Find Coverage That Fits Your Life, Private Health Insurance for Individuals & Families


Because finding the right health insurance shouldn’t feel like a full-time job.

Licensed & Certified

Private PPO Off-Exchange

The wrong plan can cost you more when you need it most

Designed for self-employed professionals, travelers, and families who want flexible nationwide coverage without paying inflated Marketplace rates.

Work one on one with me to explore and understand your coverage options.

No endless call centers
No third party lead generation
Talk To An Agent →
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✨Real help when you need it most.

Alabama
Arkansas
Colorado
Delaware
Florida
Georgia
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nebraska
Nevada
North Carolina
Ohio
Oklahoma
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
West Virginia
Wisconsin
Wyoming

Serving Clients Across 31 States

Whether you're self-employed in Texas, a travel nurse in Michigan, a truck driver crossing state lines, or a family in Florida looking for better coverage, we work with individuals and families across 31 states to find private health insurance plans, PPO options, and affordable coverage solutions that fit your lifestyle and budget.

What We Offer

  • Off Exchange Health Insurance
  • Nationwide PPO Coverage
  • Family and Individual Plans
  • Coverage for the Self-Employed
  • Small Business Solutions
Get My Quote
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Travel Nurses

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Truck Drivers

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1099 Employees

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Construction Companies

★★★★★

''I want to sincerely thank Thyrza for her excellent service as my health insurance agent. She has been extremely helpful throughout the entire process, taking the time to explain my options and guiding me toward the best plan for my situation. Her professionalism, patience, and knowledge made everything much easier for me.''

Andres Uranga
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Landscape Companies

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Realtors

Our Step-by-Step Process to Get You Covered

1. Request your quote

Fill out our quick online form with a few basic details about you and your needs, whether it is for yourself, your family, or your business.

2. We Shop and Compare for You

Once we receive your information, we review all available private PPO and health plan options that fit your situation.

3. Choose and Get Covered

Together, we’ll go over your options so you can choose the plan that best fits your needs. You can submit your application and have coverage start as soon as the next day.

  • “My job plan was charging $1,300 a month for my family. Thyrza advised me to keep the job plan for myself and get private insurance for my husband and kids, now I’m paying about half of what I used to!”
    ~ Ava & Family
  • “Thyrza made the process easy and painless! I got approved, and my coverage started the very next day.”
    ~Carlos
  • “Find Coverage helped me understand how the insurance system works and identify which type of plan was best for my family.”
    ~ Joyce, Small business
Premium Providers

Coverage from companies you already know and trust

We work with some of the most recognized names in the insurance industry, carriers known for their stability, wide network of providers, and flexible plans designed to fit your life, wherever it takes you.

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Got Questions?

We’re happy to help. If you can’t find the info you’re looking for, please don’t hesitate to reach out to us!

Call us (954) 501-5554

Marketplace plans are income-based and often come with government subsidies. Marketplace/ACA/Obamacare plans are designed to accept everyone, including people with medical conditions and pre-existing conditions. Private insurance is based on your age, ZIP code, and health history. It usually requires a medical underwriting process but offers more flexibility, lower out-of-pocket costs, and greater control over your coverage and providers.

The main difference is flexibility and less hassle.

With a PPO plan, you can see any doctor or specialist anywhere in the country without needing a referral. While it’s always better to stay in network, you still have benefits available for out of network providers.

With an HMO plan, things work a little differently. You’ll choose a primary care doctor who becomes your go-to for all things health-related, and if you need a specialist, you’ll need a referral first. You’re also limited to a local network of providers, and going outside that network usually means paying the full bill yourself.

Eligibility varies by state, but private PPO plans are generally a great option for people who don’t qualify for Marketplace tax credits and are looking for more flexibility in their coverage.
At the end of the day, the qualifying depends on your situation. Like any plan, private PPOs have their strengths and limitations, sometimes a Marketplace plan will be the better fit, and other times a private PPO will check every box you need. That’s why it’s important to explore both options before making a decision.

At Find Coverage, we specialize in private PPO health insurance, but we know that’s not the right fit for everyone. That’s why we’ve built partnerships with providers across Marketplace plans, group plans, and other private options, so we can always point you in the right direction, no matter your situation.

Our goal it’s to listen, understand your needs, and educate you so you can make the best decision for yourself and your family.

It’s a quick health review that helps the insurance company confirm eligibility. It usually involves a few health questions and a phone call with the underwriting team. With your authorization, they may also review your medical history from the last 5-10 years, and in some cases, a brief physical exam may be required depending on your medical background or the plan type.

It depends on the condition and how recent it is, and we’ll always be upfront with you about that. Some minor or older conditions may still be accepted, and every situation is different.

During your consultation, we’ll walk you through everything honestly so you know exactly what to expect before you ever submit an application. No surprises, no fine print you didn’t see coming.

And if a private plan turns out not to be the right fit we’ll help you explore other available options, whether that’s a Marketplace plan, a group plan, or another alternative, so you always have a path to coverage.

Hi, I’m Thyrza, a licensed insurance agent based in South Florida. I specialize in health insurance options for individuals and families, helping people save money and find the right coverage for their unique situation.

  • Get a personalized quote
  • No lead generation, no spam, no sales pressure.

See What You Qualify For

Behind Find Coverage

I know how confusing health insurance can be, because I’ve been there myself.
When I first had to navigate health insurance, I was completely lost. I’m from Brazil, where healthcare works very differently. So when I actually went to use my insurance and found out that many of my exams weren’t covered, I was frustrated and confused. I thought I had health insurance, so why wasn’t I covered?

That experience is exactly why I created Find Coverage.
First, I wanted to give you a place where you could explore your options without getting bombarded with calls from a dozen different agents. Second, and more importantly, I wanted to make sure you actually understand how the plan works, going over real scenarios, asking the right questions, and making sure there are no surprises when you need your coverage the most.

Ready to Take Control of Your Health Coverage?

Don’t risk your health or finances with the wrong coverage. Let’s get it right the first time with personalized guidance, fast approvals, and protection you can count on.

Complete the form and let us know your current situation or what you’re looking for. We’ll get back to you as soon as possible with next steps.

If you are looking for a family plan please leave the ages of the other members of the family

States we’re licensed

  • Florida
  • Texas
  • Alabama
  • Indiana
  • North Carolina
  • Delaware
  • South Carolina
  • Kentucky
  • Georgia
  • Ohio
  • Maryland
  • Virginia
  • Colorado
  • Utah
  • Washington
  • Missouri
  • Michigan
  • Nevada
  • Louisiana
  • Oklahoma
  • Montana

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