Private Health Insurance — The 31 States I’m Licensed In
I’m Thyrza, a licensed private health insurance agent, and I help people find off-exchange PPO coverage in 31 states. Find your state on the map below to see plans, carriers, and answers specific to where you live — or reach out directly and I’ll help you figure out your best options.
Click your state to see plans & pricing
All 50 states shown. The 31 highlighted in blue are where I’m personally licensed — click any one to see options for that state. Hover for the full state name.
Hover any state for details. Click highlighted ones to view plans.
Don’t see your state?
I may not be licensed where you live — but I likely have trusted partners with private options in your area. Reach out and I’ll point you in the right direction, even if I’m not the one who writes the policy.
You’ll still get honest guidance, not a dead end.
Contact Me About My State →Full list of states I’m licensed in
Prefer a list? Here are the 31 states grouped by region.
Southeast (11)
Why work with a licensed agent in your state
Insurance is regulated state by state — which carriers, plans, and pricing are available depends on where you live. Working with an agent licensed in your state means you get options that are actually valid for you, plus someone accountable who can explain exactly what’s covered before you enroll. No call centers, no selling your information.
Not sure if a private plan is right for you?
Private PPO plans are a great fit for the self-employed, 1099 contractors, families, travel nurses, truck drivers, and small business owners who don’t qualify for meaningful ACA subsidies — but they’re not for everyone. Tell me your situation and I’ll be honest about whether a private plan, a Marketplace plan, or another option fits best.
States & Licensing — FAQ
What states are you licensed in?
I’m a licensed private health insurance agent in 31 states: Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming.
What if you’re not licensed in my state?
I may still be able to help. I work with trusted partners who offer private plans in areas I’m not personally licensed in — so reach out and I’ll connect you with the right option for where you live.
Do you charge a fee to help me find a plan?
No. As a licensed agent, there’s no separate fee to work with me — my guidance is free, and you pay only your plan’s premium.
How do I get started?
Pick your state above, request a free quote, or call/text me at (954) 501-5554. I’ll personally get back to you with next steps.
Not licensed in your state? You still have options.
Reach out and I’ll connect you with the right person — or point you toward your best path to coverage.
